1. Make sure the online store that you want to go safe and have a good track record. Beware on this point because the collateral is your credit card. Do not be fooled you shop at a company or merchant that camouflage or simply as a cover. Therefore you can find out the credibility of the company in advance through internet. Or you can also ask for recommendations from others who had been held ever entered into transactions with these companies.
2. See whether you choose a merchant account PayPal, because PayPal is a payment tool on the Internet a safe and most widely used around the world.
3. Check the site owner’s identity. Starting from the name, address, telephone or fax, etc… When the location of the online store is still in Indonesia, you can begin to figure out a way to call directly to the number of contacts / phone. Ask any of the details; do not be afraid of being labeled fussy, this anyway for the good of you too right? When you need to check the validity of the address also on the internet and phone so you do not feel hesitant especially when the value of shopping is huge.
4. When check and re-check is completed proceed to ‘peep’ the site. See what the rules you must obey are. See also whether they ensure the confidentiality of your card. Are they also providing policy, both associated with the card until the shipment of goods?
5. For the problem of goods, check in detail the name, if indeed you want to buy goods that are being, already available in the market or even unlimited products, whether price on the same online store, just cheaper or more expensive than the price in the market. Previously, of course you should check the market price comparison at first. Do not let happen the same stuff but more expensive prices at online stores. But this is certainly an exception if the goods you want to buy are not available on the market.
6. Ask also the problem of delivery of goods, ranging from what transportation services they use (TIKI, FedEx, and others – others) and make sure how long it takes for goods to your hand. Are they also provide warranty if the goods do not reach your hands.
7. You should have limits that may limit how much you spend. In addition to avoiding waste because you go crazy in spending as well as to maintain the security of the card. Of course you do not want others to know what your card limit?
8. After making the transaction immediately replace credit card passwords. This is to avoid people who are not interested in a peek and use your card data is already armed with the information entered.
9. Give only the information necessary to the company or the merchant where you conduct a transaction. Do not give information other than name, number and card expiration, because usually only three points were requested by the merchant to complete the transaction.
10. As far as possible online shopping with credit cards only for goods that did not exist in the market, the price is quite expensive or branded goods from abroad. Why? Because you have to replace the funds that have been removed from the card to the issuing bank with interest. It is unfortunate that rather than when shopping online with a credit card for the goods – goods that trivial?
There’s nothing wrong with a credit card online shopping. You only need to be alert and careful before buying so as not to regret in the future.
